Pricing
Simple, transparent pricing.
No tiers, no add-ons, no pro accounts. Everything is in one subscription, choose monthly or annual for a discount.
Monthly
$12
CAD / month
billed monthly
Everything included. Cancel any time.
Best Value
Annual
$99
CAD / year
save 37%
Everything included, at a discount for paying yearly.
Limited Time
Lifetime
$449
CAD · one-time
pay once
Lifetime access. No renewal, no surprises.
All prices in CAD. Cancel anytime.
How we compare
Exhaustively. Honestly.
A feature-by-feature look at the closest alternatives Canadian investors actually consider. The full picture, not just the highlights.
| AvoirWealth | Monarch Money | Wealthica | YNAB | |
|---|---|---|---|---|
| Returns & Performance | ||||
| XIRR per account | ||||
| Time-weighted returns (TWR) | ||||
| Per-year and all-time stats | ||||
| Net Worth | ||||
| Assets and liabilities timeline | ||||
| Real estate and manual assets | ||||
| Historical FX preserved | ||||
| Budgeting | ||||
| Budget vs. actual | ||||
| Auto-categorization rules | ||||
| Joint expenses and splits | ||||
| Zero-based budgeting | ||||
| Financial goals | ||||
| Canadian-first | ||||
| TFSA · RRSP · FHSA · RESP | ||||
| Multi-currency (CAD + USD) | ||||
| Priced in CAD | ||||
| Setup & Access | ||||
| Automatic bank/brokerage sync | ||||
| Mobile app | ||||
| Household / multi-user | ||||
| Trust & Pricing | ||||
| No bank credentials required | ||||
| Full data export (CSV + JSON) | ||||
| Subscription-only business | ||||
| No paid add-ons | ||||
Full
Partial
None
Comparison data as of May 2026 · compiled from publicly available information.
FAQ
Questions about pricing.
Yes. Full access, no credit card up front. After 14 days you can choose monthly, annual, or lifetime, or walk away with a full export of whatever you've added.
As long as AvoirWealth is operational, your account works, all features included, no recurring charge. If the business ever can't continue, you'll get a full local export and at least 90 days notice, that commitment is in the terms.
Lifetime exists to help fund the runway needed to build this independently, without outside investors. It's an early-supporter deal, and it won't stay available forever. Lock the rate now if it's right for you.
Monthly to annual, any time. Lifetime is a one-time upgrade, you can move up but not down, since the lifetime deal might not be available later.
Your account keeps working until the end of your paid period. Full data export (CSV + JSON) is always one click away, before, during, and after cancellation. Your data is yours.
14 days. No card.
No pressure.
Try every feature on real data. Decide afterwards.