02 · Investments

Returns that actually
mean something.

TWR, XIRR, simple ROI, and Simple Dietz, sliced per account or per portfolio, annual and all-time. The same math professional portfolio tools use, made for the way Canadians actually invest.

Four ways to measure return

One portfolio,
every true number.

Your brokerage shows you one number. AvoirWealth shows you four, each answering a different question: time-weighted return (TWR), money-weighted XIRR, simple ROI, and Simple Dietz. Compare them side by side and finally know what your money actually earned.

Slice every return your way: per account, per portfolio, or across your whole book, for any year or all-time. Simpler methods can be off by 1–3 points, over a decade, that's the difference between hitting your number and missing it.

XIRR (money-weighted)
+11.4%
TWR (time-weighted)
+12.1%
Simple ROI
+28.9%
Simple Dietz
+11.0%
XIRR by account · per portfolio
TFSA · Wealthsimple+19.4%
RRSP · Wealthsimple+16.1%
Non-reg · Questrade+14.7%
Canadian accounts, natively

TFSA, RRSP, FHSA
treated correctly.

Registered accounts aren't an afterthought bolted onto a US product. See your contribution room, dual-currency holdings, and per-account performance, the way Canadian portfolios actually work.

TFSA · RRSP · FHSACAD + USDContribution tracking
Portfolio by account
TFSAWealthsimple TFSA
$87,420
RRSPWealthsimple RRSP
$142,180
FHSAWealthsimple FHSA
$24,640
USDNon-reg · Questrade
$48,920
Total CAD $303,160

See the math live.

Demo seeded with a realistic TFSA, RRSP, FHSA and non-reg account.

See pricing