03 · Budget

See where it goes
before it's gone.

Import your statements. AvoirWealth does the rest, auto-categorized, budget vs. actual, household splits built in. Catch overspending before it becomes a habit.

Budget vs actual

Set the target.
See the truth.

Monthly targets per category, with trends, alerts on creep, and clear color when you're over. No moralizing, no nagging, just the numbers, every month.

Auto-categorizeMonthly targetsTrend alerts
Budget vs actual · April 2026
Housing$2,200 / $2,400
Food & Dining ↑ 18% vs last$740 / $700
Transportation$310 / $400
Lifestyle ↑ 6% vs last$480 / $500
Subscriptions$85 / $100
Household + splits

Built for two
(or four).

Tag a transaction with a split ratio. AvoirWealth updates your share of the budget and tracks a running balance per contact. No second app, no Splitwise reconciliation, just one ledger.

Per-transaction splitsRunning balancesSettle-up tracking
Shared with Sam
SuperstoreApr 18 · Groceries
$184.20you: 50%
Monthly rentApr 1 · Housing
$2,800.00you: 60%
AcquafarinaApr 12 · paid by Sam
$148.50you owe: 50%
Sam owes you $342.80
Keep exploring

The other two pillars.

01 · Net Worth
Every account. One complete picture.
All your accounts in one place. TFSA, RRSP, real estate, mortgage, assets and liabilities, with history.
02 · Investments
Returns that actually mean something.
XIRR per account, TFSA and RRSP aware, annual and all-time. The math done correctly.

Try a budget
you'll actually keep.

Demo includes a full year of transactions and a roommate's worth of splits.

See pricing